Author: Barbara E. Patrick

Pursuing higher education requires significant financial planning, and an education loan represents one of the most practical solutions for students and families navigating the costs of tertiary studies in Singapore and abroad. The decision to finance your education through borrowing is consequential, shaping not only your immediate academic opportunities but also your long-term financial trajectory. The Financial Landscape of Higher Education The rising cost of university education presents a universal challenge across developed nations, and Singapore is no exception. Tuition fees for degree programmes have steadily increased over recent decades, whilst the value proposition of higher education remains compelling. An education loan functions as…