Legacy planning insurance assists people in conserving and transferring wealth to the loved ones in an orderly fashion. It is a combination of savings with life protection and succession features that have long-term financial objectives. This guide discusses the benefits of legacy planning insurance (財富傳承 保險) to the next generation. The knowledge of these benefits can assist families to develop sustainable financial security.Merits of legacy planning insurance for wealth transfer purposesUnderstanding legacy planning insuranceLegacy planning insurance is a combination of long-term growth in savings and programmed wealth transfer. These plans usually aid in generating accumulated value to be passed on…
Author: Clare Louise
Indian investors are increasingly adding US stocks to their portfolios for global diversification. The US market provides access to companies across technology, healthcare, consumer brands, finance, artificial intelligence, semiconductors, and global ETFs. However, one important question remains: how much should Indians actually allocate to US stocks?There is no fixed allocation that suits every investor. The right percentage depends on age, income, risk appetite, existing Indian equity exposure, financial goals, investment horizon, and comfort with currency movement. US stocks can add diversification, but overexposure may increase risk if not planned properly.Quick OverviewUS stock allocation should be decided as part of an…